Worried About the Cost of Veterinary Care? Don't Be Afraid to Talk With Your Vet

Cat being held by veterinarian
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While it may seem like an awkward conversation, you shouldn't be afraid to talk to your veterinarian about your budget concerns.

When it comes to veterinary visits for a sick pet, the elephant in the room is always the cost. As much as you may love your dog or cat, when your veterinarian tells you that your pet needs lab tests or surgery or a special procedure such as an MRI or echocardiogram, your first thought is likely to be “How much is that going to cost?”

Heck, I wonder that myself sometimes. Even with my own animals, the cost of care can be high. Our little QT Pi had an intensive care bill of $4,000, and my daughter Mikkel’s Pug, Bruce, who recently passed away, was treated for cancer at a cost of about $6,000. I will be the first to say that high-quality specialty and emergency veterinary care is not cheap. Paying the bill with cash can be a hardship, and not everyone has a credit card with a high enough limit to cover the expense.

Talk About Costs

The important thing I want you to know is that it’s okay to engage your veterinarian in a conversation about cost. It’s the thing that everyone dreads the most, but I’m here to say that there’s nothing wrong with saying, “My budget is a concern today.”

Some of my clients are comfortable bringing up their financial concerns when we're discussing treatment, but not everyone is — sometimes I sense a tension in the air that alerts me that cost might be a concern. If I think that it could be a worry, I will bring it up myself.

In fairness to yourself and your vet, it's important that you be willing to discuss what you can afford to spend. This can help your veterinarian to prioritize what your pet really needs versus what would be nice but maybe isn’t necessary just yet. The discussion can be about what’s best for your pet as well as for your pocketbook.

This is also the time to ask if your veterinarian has any special promotions or discount programs that you might not be aware of and that you and your pet may benefit from. For example, maybe your pet has a dental problem and needs multiple teeth cleanings throughout the year. In a case like that, where a pet requires numerous treatments, your veterinarian may be willing to offer you the same discount year-round that he or she gives during National Pet Dental Health Month.

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